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Due to the uptick in student loan forgiveness scams, the FTC has sent more than $4.1 million in refunds to borrowers who lost money to scammers. Luckily, the U.S. Department of Education has ...
Sticking to a budget and cutting expenses can free up more money to pay off your credit card debt. Prioritize Debt Repayment. When facing credit card debt, it is crucial to prioritize your debt ...
Bankruptcy. Bankruptcy is a legal process that provides relief from overwhelming debt by liquidating assets or creating a repayment plan. Chapter 7 bankruptcy is ideal for unsecured loans (such as ...
The credit rating is a financial indicator to potential investors of debt securities such as bonds. These are assigned by credit rating agencies such as Moody's, Standard & Poor's, and Fitch, which publish code designations (such as AAA, B, CC) to express their assessment of the risk quality of a bond. Moody's assigns bond credit ratings of Aaa ...
Competitive rates typically go to those with good to excellent credit — FICO credit scores of 670 or more. Look for an interest rate that is on average lower than those of your current debts to ...
Undue Medical Debt, formerly RIP Medical Debt, is a Long Island City–based 501(c)(3) charity focused on the elimination of personal medical debt. Founded in 2014 by former debt collection executives Jerry Ashton and Craig Antico, the charity purchases portfolios of income-qualifying medical debt from debt collectors and healthcare providers, and then relieves the debt.
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