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2. Cash balance plan - Wikipedia

   en.wikipedia.org/wiki/Cash_balance_plan

   A cash balance plan is a defined benefit retirement plan that maintains hypothetical individual employee accounts like a defined contribution plan.The hypothetical nature of the individual accounts was crucial in the early adoption of such plans because it enabled conversion of traditional plans without declaring a plan termination.

3. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   The cash balance plan typically offers a lump sum at and often before normal retirement age. However, as is the case with all defined benefit plans, a cash balance plan must also provide the option of receiving the benefit as a life annuity. The amount of the annuity benefit must be definitely determinable as per IRS regulation 1.412-1.

4. How to plan your retirement withdrawal strategy: 4 smart ...

   www.aol.com/finance/maximizing-returns-from...

   1. Your current and future tax brackets. Where you fall on the tax bracket ladder now and where you might be in the future can help shape your withdrawal strategy. This is especially true for ...

5. The 4% rule for retirement: Is it time to rethink this ... - AOL

   www.aol.com/finance/4-percent-rule-retirement...

   The 4% rule is designed to make your retirement savings last for 30 years. For example, if you retire at age 65 with $1 million in savings, the rule suggests you can withdraw $40,000 per year ...

6. Roth IRA - Wikipedia

   en.wikipedia.org/wiki/Roth_IRA

   A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...

7. 14 Retirement Rules You Need To Know Now - AOL

   www.aol.com/finance/14-retirement-rules-know-now...

   Start Saving Early and Be Consistent. The power of compounding interest cannot be overstated. Gammon said, “The earlier you start saving for retirement, the more time your money has to grow ...