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2. How To Make a Savings Plan: 7 Steps You Can Take - AOL

   www.aol.com/savings-plan-7-steps-185155421.html

   Making a savings plan is crucial to your financial health. This will likely be multifaceted — i.e., an emergency fund, retirement savings, vacation fund, etc.

3. How To Create a Personal Financial Plan: Step-by-Step ... - AOL

   www.aol.com/finance/create-personal-financial...

   Step 3: Build Your Budget. A budget is the foundation of any financial plan. It helps you manage your money, ensure you’re living within your means and allocate funds toward your savings goals ...

4. How to Create Retirement Savings Benchmarks for Your Goals - AOL

   www.aol.com/create-retirement-savings-benchmarks...

   80% rule for retirement income: Aim to replace 80% of your pre-retirement income to maintain your current lifestyle. This rule accounts for reduced retirement expenses, such as commuting and work ...

5. Thrift Savings Plan - Wikipedia

   en.wikipedia.org/wiki/Thrift_Savings_Plan

   The Thrift Savings Plan (TSP) is a defined contribution plan for United States civil service employees and retirees as well as for members of the uniformed services. As of December 31, 2021, TSP has approximately 7 million participants (of which approximately 4.1 million are actively participating through payroll deductions), and more than $845 ...

6. Registered retirement savings plan - Wikipedia

   en.wikipedia.org/wiki/Registered_retirement...

   A registered retirement savings plan (RRSP) (French: régime enregistré d'épargne-retraite, REER), or retirement savings plan (RSP), is a type of financial account in Canada for holding savings and investment assets. RRSPs have various tax advantages compared to investing outside of tax-preferred accounts.

7. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.