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  2. Credit card pros and cons - AOL

    www.aol.com/finance/credit-card-pros-cons...

    Pros and cons of credit cards. ... For example, going over an ideal credit utilization could have a negative effect on your score. Experts recommend using under 30 percent of your available credit ...

  3. Decisional balance sheet - Wikipedia

    en.wikipedia.org/wiki/Decisional_balance_sheet

    Decisional balance sheet. A decisional balance sheet or decision balance sheet is a tabular method for representing the pros and cons of different choices and for helping someone decide what to do in a certain circumstance. It is often used in working with ambivalence in people who are engaged in behaviours that are harmful to their health (for ...

  4. Income annuities: What are they and how do they work? - AOL

    www.aol.com/finance/income-annuities-192155451.html

    Pros and cons of income annuities. ... For example, the joint-survivor option will always result in lower payouts, since payments need to last the life of two people instead of one.

  5. The pros and cons of personal loans - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    The pros and cons of personal loans. Personal loan funds can be used for a number of purposes, including debt consolidation and medical expenses. It can be a good solution if you need funds fast ...

  6. Currency board - Wikipedia

    en.wikipedia.org/wiki/Currency_board

    Pros and cons The virtue of this system is that questions of currency stability no longer apply. The drawbacks are that the country no longer has the ability to set monetary policy according to other domestic considerations, and that the fixed exchange rate will, to a large extent, also fix a country's terms of trade , irrespective of economic ...

  7. Merit system - Wikipedia

    en.wikipedia.org/wiki/Merit_system

    The merit system determines the fitness of the candidate by the ability to pass a written competitive examination, given by a commission of examiners. The answers submitted by candidates must be unsigned, so as to obviate the possibility of favoritism on the part of the examiners. A list is made of the successful candidates, arranged in the ...

  8. How a HELOC can advance your business - AOL

    www.aol.com/finance/heloc-advance-business...

    For example, launching an entertainment business costs an average of $12,272, while starting a restaurant costs around $375,000. ... Pros and cons of using a HELOC for business. Using a HELOC for ...

  9. Osmotic-controlled release oral delivery system - Wikipedia

    en.wikipedia.org/wiki/Osmotic-controlled_Release...

    The osmotic-controlled release oral delivery system (OROS) is an advanced controlled release oral drug delivery system in the form of a rigid tablet with a semi-permeable outer membrane and one or more small laser drilled holes in it. As the tablet passes through the body, water is absorbed through the semipermeable membrane via osmosis, and ...