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2. Pension vs. Social Security: Which Will Give Me More ... - AOL

   www.aol.com/pension-vs-social-security-more...

   There is a vesting requirement for many pension plans, but none for Social Security. In the case of the death of a retired worker, the spouse may get a reduced benefit and a small survivor benefit.

3. Should I Take a $150,000 Lump Sum or $1,200 Monthly ... - AOL

   www.aol.com/finance/150-000-lump-sum-1-132703296...

   In that case, again based on Schwab's calculator, you would need to invest your $150,000 at a minimum 9.03% return just to generate the same income as your monthly pension. You would need a ...

4. Should I Take a $200,000 Lump Sum or $1,850 Monthly ... - AOL

   www.aol.com/200-000-lump-sum-1-142220622.html

   So, if we assume that you collect your pension for 20 years, and that pension has a 2% annual cost of living adjustment, your $200,000 portfolio would need a 12% annual return to generate more ...

5. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Personal finance. Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

6. Income annuities: What are they and how do they work? - AOL

   www.aol.com/finance/income-annuities-192155451.html

   They allow you to swap out a lump sum of your retirement savings in exchange for a regular stream of income from an insurance company, sort of like a self-funded pension plan.

7. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.