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  2. Locked-in retirement account - Wikipedia

    en.wikipedia.org/wiki/Locked-In_Retirement_Account

    Locked-in retirement account. A locked-in retirement account (LIRA, French: compte de retraite immobilisé (CRI)) or locked-in retirement savings plan (LRSP) is a Canadian investment account designed specifically to hold locked-in pension funds for former registered pension plan (RPP) members, former spouses or common-law partners, or surviving ...

  3. Segregated fund - Wikipedia

    en.wikipedia.org/wiki/Segregated_fund

    A segregated fund or seg fund is a type of investment fund administered by Canadian insurance companies in the form of individual, variable life insurance contracts offering certain guarantees to the policyholder such as reimbursement of capital upon death. [1][2] As required by law, these funds are fully segregated from the company's general ...

  4. Manulife - Wikipedia

    en.wikipedia.org/wiki/Manulife

    Manulife Financial Corporation (French: Financière Manuvie) is a Canadian multinational insurance company and financial services provider headquartered in Toronto, Ontario. The company operates in Canada and Asia as "Manulife" and in the United States primarily through its John Hancock Financial division. [ 4 ]

  5. How to withdraw retirement funds: Learn 9 smart ways - AOL

    www.aol.com/finance/withdraw-retirement-funds...

    2. Withdraw from accounts in the right order. If you need retirement savings to get by and you’re wondering whether to take them from an IRA, 401 (k) or a Roth account, don’t be tempted by ...

  6. Worried about outliving your savings? How to plan your ... - AOL

    www.aol.com/maximizing-returns-from-retirement...

    3 factors that can change your retirement fund withdrawal strategy. Your current and future tax brackets, retirement goals, market conditions and additional factors can all play a role in defining ...

  7. Do You Follow the 4% Rule for Retirement Income? You May Want ...

    www.aol.com/4-rule-retirement-income-may...

    You May Want to Consider This Style of Portfolio. Mark Henricks. March 27, 2024 at 7:33 AM. The 4% rule has long provided guidance to retirees on how to maintain a safe withdrawal rate from ...

  8. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical ...

  9. Separate account - Wikipedia

    en.wikipedia.org/wiki/Separate_account

    A separate account is a segregated accounting and reporting account held by an insurance company not in, but rather "separate" from its general account. A separate account allows an investor to choose an investment category according to his individual risk tolerance, and desire for performance. An account may be a generic conservative or ...

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