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  2. State Bank of India - Wikipedia

    en.wikipedia.org/wiki/State_Bank_of_India

    State Bank of India. State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body headquartered in Mumbai, Maharashtra. It is the 48th largest bank in the world by total assets and ranked 178th in the Fortune Global 500 list of the world's biggest corporations of 2024, being the only Indian bank ...

  3. PNB Housing Finance Limited - Wikipedia

    en.wikipedia.org/wiki/PNB_Housing_Finance_Limited

    The company provides housing loans & loan against property as a part of its product portfolio and also holds the license to accept public deposits. On 30 March 2019, Punjab National Bank announced that it had signed an agreement to sell a 13.01% stake in PNB Housing Finance to private equity firm General Atlantic and alternative investment firm ...

  4. Housing Development Finance Corporation - Wikipedia

    en.wikipedia.org/wiki/Housing_Development...

    The company provides housing finance to individuals and corporates for purchase/construction of residential houses. [14] [18] The type of loans offered by company include loans for purchase and construction of a residential units, purchase of land, home improvement loans, home extension loans, non-residential premise loans for professionals and loan against property and repayment options ...

  5. Central Registry of Securitisation Asset Reconstruction and ...

    en.wikipedia.org/wiki/Central_Registry_of...

    Website. cersai.org.in. Central Registry of Securitisation Asset Reconstruction and Security Interest (CERSAI) is a central online security interest registry of India. It was primarily created to check frauds in lending against equitable mortgages, in which people would take multiple loans on the same asset from different banks. [1]

  6. Home First Finance - Wikipedia

    en.wikipedia.org/wiki/Home_First_Finance

    [22] [23] As of March 2024, 86% of its gross loan assets are from home loans, and 13% from the loan against property vertical. [2] The company operates in 13 states and union territories through 133 branches and 321 touchpoints. [3] As of March 2024, 58.5% of its loan assets are from the states of Gujarat, Maharashtra and Tamil Nadu. [3] [24] [5]

  7. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    The loan to value ratio (or LTV) is the size of the loan against the value of the property. Therefore, a mortgage loan in which the purchaser has made a down payment of 20% has a loan to value ratio of 80%. For loans made against properties that the borrower already owns, the loan to value ratio will be imputed against the estimated value of ...

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