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2. What is retirement planning? - AOL

   www.aol.com/finance/retirement-planning...

   Retirement planning is a process everyone should go through as soon as possible to make sure they’re on track to meet their goals. Work backwards from where you want to be and how you want to ...

3. Retirement planning checklist: 5 key steps to being ... - AOL

   www.aol.com/finance/retirement-planning...

   Traditional individual retirement accounts (IRAs): Like 401(k)s, traditional IRAs allow you to make pre-tax contributions to your retirement savings and pay taxes when you withdraw the money in ...

4. A complete guide to 401(k) retirement plans: What is a ... - AOL

   www.aol.com/finance/complete-guide-401-k...

   A 401 (k) plan is a tax-advantaged retirement savings tool offered by employers that allows eligible employees to contribute a portion of their salary up to a set amount each year. Unlike ...

5. Retirement planning - Wikipedia

   en.wikipedia.org/wiki/Retirement_planning

   The goal of retirement planning is to achieve financial independence . The process of retirement planning aims to: [1] Assess readiness-to-retire given a desired retirement age and lifestyle, i.e., whether one has enough money to retire. Identify actions to improve readiness-to-retire. Acquire financial planning knowledge.

6. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

7. The 5 years before retirement are critical for Americans ...

   www.aol.com/finance/5-years-retirement-critical...

   While it’s always a good idea to start planning for retirement as early in your career as possible, the five years before retirement are often considered the most critical. By getting a handle ...