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  2. Cash balance plan - Wikipedia

    en.wikipedia.org/wiki/Cash_balance_plan

    A cash balance plan is a defined benefit retirement plan that maintains hypothetical individual employee accounts like a defined contribution plan.The hypothetical nature of the individual accounts was crucial in the early adoption of such plans because it enabled conversion of traditional plans without declaring a plan termination.

  3. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    The cash balance plan typically offers a lump sum at and often before normal retirement age. However, as is the case with all defined benefit plans, a cash balance plan must also provide the option of receiving the benefit as a life annuity. The amount of the annuity benefit must be definitely determinable as per IRS regulation 1.412-1.

  4. How to plan your retirement withdrawal strategy: 4 smart ...

    www.aol.com/finance/maximizing-returns-from...

    1. Your current and future tax brackets. Where you fall on the tax bracket ladder now and where you might be in the future can help shape your withdrawal strategy. This is especially true for ...

  5. Here's the Average Retirement Account Balance After 15 ... - AOL

    www.aol.com/heres-average-retirement-account...

    The Fidelity survey looked at the average 401(k) balance of more than 24 million participants in more than 26,100 of its corporate plans. It found that the average balance after 15 years of ...

  6. Six Best Calculators for Figuring Out Your Retirement Strategy

    www.aol.com/news/2011-01-25-six-best-calculators...

    Couple going over retirement plan It's not calculus, but figuring this out without help isn't easy either. Fortunately, there are dozens of free online calculators that will help you.

  7. Defined contribution plan - Wikipedia

    en.wikipedia.org/wiki/Defined_contribution_plan

    A defined contribution (DC) plan is a type of retirement plan in which the employer, employee or both make contributions on a regular basis. [1] Individual accounts are set up for participants and benefits are based on the amounts credited to these accounts (through employee contributions and, if applicable, employer contributions) plus any investment earnings on the money in the account.

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