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2. 457 plan - Wikipedia

   en.wikipedia.org/wiki/457_plan

   457 plan. The 457 plan is a type of nonqualified, [1][2] tax advantaged deferred-compensation retirement plan that is available for governmental and certain nongovernmental employers in the United States. The employer provides the plan and the employee defers compensation into it on a pre tax or after-tax (Roth) basis.

3. Pros and cons of government 457(b) retirement plans - AOL

   www.aol.com/finance/pros-cons-government-457-b...

   Like its better-known sibling — the 401(k) — a 457(b) retirement plan is a tax-advantaged way to save for retirement. But the 457(b) is designed especially for employees of state and local ...

4. Risk-free rate - Wikipedia

   en.wikipedia.org/wiki/Risk-free_rate

   The return on domestically held short-dated government bonds is normally perceived as a good proxy for the risk-free rate. In business valuation the long-term yield on the US Treasury coupon bonds is generally accepted as the risk-free rate of return. However, theoretically this is only correct if there is no perceived risk of default ...

5. Social discount rate - Wikipedia

   en.wikipedia.org/wiki/Social_discount_rate

   The US government uses a variety of discount rates but something around 7% is what the US Office of Management and Budget (OMB) recommends for a pretax rate of return on private investments. [2] In the United Kingdom, HM Treasury fixes the social discount rate for the public sector at 3.5%. [3]

6. Certificates of Deposit (CDs) vs. IRAs: What’s the Difference?

   www.aol.com/finance/certificates-deposit-cds-vs...

   Two popular savings options are certificates of deposit (CDs) and individual retirement accounts (IRAs). While both are designed to help individuals grow their money, they serve different purposes ...

7. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans in the United States. Average balances of retirement accounts, for households having such accounts, exceed median net worth across all age groups. For those 65 and over, 11.6% of retirement accounts have balances of at least $1 million, more than twice that of the $407,581 average (shown). Those 65 and over have a median net ...