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2. Credit risk - Wikipedia

   en.wikipedia.org/wiki/Credit_risk

   Repay the loan in full, at the lender's request, in certain events such as changes in the borrower's debt-to-equity ratio or interest coverage ratio. Credit insurance and credit derivatives – Lenders and bond holders may hedge their credit risk by purchasing credit insurance or credit derivatives. These contracts transfer the risk from the ...

3. Credit Karma - Wikipedia

   en.wikipedia.org/wiki/Credit_Karma

   Credit Karma is an American multinational personal finance company founded in 2007. It has been a brand of Intuit since December 2020. [3] It is best known as a free credit and financial management platform, but its features also include monitoring of unclaimed property databases and a tool to identify and dispute credit report errors. [4]

4. Financial services - Wikipedia

   en.wikipedia.org/wiki/Financial_services

   Change in access to a financial account or services between 2005 and 2014 by country [2]. The term "financial services" became more prevalent in the United States partly as a result of the Gramm–Leach–Bliley Act of the late 1990s, which enabled different types of companies operating in the U.S. financial services industry at that time to merge.

5. Kisan Credit Card - Wikipedia

   en.wikipedia.org/wiki/Kisan_Credit_Card

   The Kisan Credit Card (KCC) scheme is a credit scheme introduced in August 1998 by Indian public sector banks to issue kisan credit card to the farmers of India.This model scheme was prepared by the National Bank for Agriculture and Rural Development (NABARD) on the recommendations of the R. V. Gupta Committee [1] to provide advances for agricultural needs.

6. Debt - Wikipedia

   en.wikipedia.org/wiki/Debt

   Debt is an obligation that requires one ... and households include mortgage loans, car loans, credit card debt, ... liquid, and open capital markets for ...

7. Standardized approach (credit risk) - Wikipedia

   en.wikipedia.org/wiki/Standardized_approach...

   This includes credit card, overdraft, auto loans, personal finance and small business. Risk weight: 75%. Claims secured by residential property; Risk weight: 35%. Claims secured by commercial real estate; Risk weight: 100%. Overdue loans; more than 90 days other than residential mortgage loans. Risk weight: