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  2. What is a share-secured loan, and how does it work? - AOL

    www.aol.com/finance/share-secured-loan-does...

    A share-secured loan is a personal loan that uses the balance in your savings account as collateral. This type of loan generally has lower interest rates than other personal loans because it is ...

  3. Debt service coverage ratio - Wikipedia

    en.wikipedia.org/wiki/Debt_service_coverage_ratio

    The debt service coverage ratio ( DSCR ), also known as "debt coverage ratio" (DCR), is a financial metric used to assess an entity's ability to generate enough cash to cover its debt service obligations, such as include interest, principal, and lease payments. The DSCR is calculated by dividing the operating income by the total amount of debt ...

  4. How to calculate interest on a loan: Tools to make it easy

    www.aol.com/finance/calculate-interest-loan...

    You can calculate your total interest by using this formula: Principal loan amount x interest rate x loan term = interest. For example, if you take out a five-year loan for $20,000 and the ...

  5. Where can I get an LLC loan? - AOL

    www.aol.com/finance/where-llc-loan-181733935.html

    LLC business loans are available from traditional lenders, online lenders or the SBA. Some online lenders specialize in working with small businesses with bad credit or startups. SBA loans offer a ...

  6. Asset and liability management - Wikipedia

    en.wikipedia.org/wiki/Asset_and_liability_management

    Asset and liability management (often abbreviated ALM) is the practice of managing financial risks that arise due to mismatches between the assets and liabilities as part of an investment strategy in financial accounting . ALM sits between risk management and strategic planning. It is focused on a long-term perspective rather than mitigating ...

  7. Return on investment - Wikipedia

    en.wikipedia.org/wiki/Return_on_investment

    Return on investment ( ROI) or return on costs ( ROC) is the ratio between net income (over a period) and investment (costs resulting from an investment of some resources at a point in time). A high ROI means the investment's gains compare favourably to its cost. As a performance measure, ROI is used to evaluate the efficiency of an investment ...

  8. SBA loan guide: What they are and how to apply - AOL

    www.aol.com/finance/sba-loan-guide-apply...

    Gather your documents. As with any loan, you must provide financial and legal documents. Tax returns, profit and loss statements, a business plan and other information are frequently required when ...

  9. Cost of capital - Wikipedia

    en.wikipedia.org/wiki/Cost_of_capital

    e. In economics and accounting, the cost of capital is the cost of a company's funds (both debt and equity ), or from an investor's point of view is "the required rate of return on a portfolio company's existing securities". [1] It is used to evaluate new projects of a company.

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