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2. NextCard - Wikipedia

   en.wikipedia.org/wiki/NextCard

   In early July 2002, most NextCard credit card accounts were closed. A small portfolio of credit cards that were issued to those with low credit scores was sold to Merrick Bank of Utah, who then increased the annual percentage rates (APRs) and fees. In 2003, NextCard was liquidated with liabilities of nearly $470 million and realizable assets of ...

3. Credit card information: The basics you need to know - AOL

   www.aol.com/finance/credit-card-information...

   Printed on a credit card, you'll find the card number, the cardholder’s name, when the card expires and the card's security code — all the details you need to make purchases online or in ...

4. Industrial loan company - Wikipedia

   en.wikipedia.org/wiki/Industrial_loan_company

   Commons. Portal. v. t. e. An industrial loan company ( ILC) or industrial bank is a financial institution in the United States that lends money, and may be owned by non-financial institutions. They provide niche financial services nationwide. ILCs offer FDIC -insured deposits and are subject to FDIC and state regulator oversight.

5. Credit card pros and cons - AOL

   www.aol.com/finance/credit-card-pros-cons...

   Pros. Allow cardholders to build credit over time with responsible use. Provide opportunities to earn rewards. Can have travel benefits. Provide added consumer protections. Offer protection ...

6. TSYS Signs Long-Term Payments Agreement with Merrick Bank - AOL

   www.aol.com/2012/12/18/tsys-signs-long-term...

   TSYS Signs Long-Term Payments Agreement with Merrick Bank COLUMBUS, Ga.--(BUSINESS WIRE)-- TSYS (NYS: TSS) today announced the signing of a long-term agreement with Merrick Bank, a subsidiary of ...

7. Providian - Wikipedia

   en.wikipedia.org/wiki/Providian

   Providian was a company that sold credit in the "subprime" market. Providian provided credit cards primarily to the lowest income groups in the U.S. at high interest rates. The annual percentage rates (APR) charged by Providian were as high as 29.9 percent. In a March 1999 memorandum published by the San Francisco Chronicle, the founder of the ...