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  2. The best home loan: how to shop for and compare ... - AOL

    www.aol.com/finance/best-home-loan-shop-compare...

    Step 3: Compare mortgage offers online. Once you have your documents handy, you can start comparing mortgage offers online. Talk to your bank and any other financial institution you have a ...

  3. Portfolio mortgages: What they are and how they work

    www.aol.com/finance/portfolio-mortgages...

    For example, North American Savings Bank‘s website features a portfolio loan that requires a 20 percent down payment (vs. 3 to 10 percent for conventional loans), a debt-to-income ratio of 48 ...

  4. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Along with a smaller loan, consider a shorter loan — say, a 15-year mortgage instead of the benchmark 30-year. Yes, your monthly payments will be higher, but your interest rate will be lower.

  5. Bank of America Home Loans - Wikipedia

    en.wikipedia.org/wiki/Bank_of_America_Home_Loans

    Bank of America Home Loans. Bank of America Home Loans is the mortgage unit of Bank of America. It previously existed as an independent company called Countrywide Financial from 1969 to 2008. In 2008, Bank of America purchased the failing Countrywide Financial for $4.1 billion. In 2006, Countrywide financed 20% of all mortgages in the United ...

  6. Financial services - Wikipedia

    en.wikipedia.org/wiki/Financial_services

    A commercial bank is what is commonly referred to as simply a bank. The term "commercial" is used to distinguish it from an investment bank, a type of financial services entity which instead of lending money directly to a business, helps businesses raise money from other firms in the form of bonds (debt) or share capital (equity).

  7. Investment banking - Wikipedia

    en.wikipedia.org/wiki/Investment_banking

    Investment banking pertains to certain activities of a financial services company or a corporate division that engages in providing advisory-based services on financial transactions for clients, such as institutional investors, corporations, and governments. Traditionally associated with corporate finance, such a bank might assist in raising ...

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