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2. Required minimum distribution - Wikipedia

   en.wikipedia.org/wiki/Required_minimum_distribution

   Although the rules require RMDs to begin by April 1 of the year after the individual reaches age 72, [a] participants in an employer-sponsored plan can usually wait until April 1 of the year after retirement (if later than age 72 [a]) to begin distributions unless the individual owns 5% or more of the employer who is sponsoring the plan.

3. State income tax - Wikipedia

   en.wikipedia.org/wiki/State_income_tax

   Alabama, individual, 1919, declared unconstitutional 1920; New Mexico, individual and corporate, 1919, apparently abolished soon thereafter; New York, individual, from 1919; North Dakota, individual and corporate, from 1919; Massachusetts, corporate (franchise), from 1919 or 1920; Mississippi's income tax was held to apply to corporations in 1921;

4. How much should you have in savings at each age? - AOL

   www.aol.com/finance/much-savings-age-153426937.html

   Consider a Roth 401(k). The Roth 401(k) can be a good alternative to the traditional 401(k), though your contributions will be made using after-tax money, meaning you won’t get a tax break today ...

5. There Are More 401(k) and IRA Millionaires Than Ever in 2023 ...

   www.aol.com/more-401-k-ira-millionaires...

   In total, 727,104 Fidelity clients hold retirement accounts that are now posted in seven figures, or just slightly less than 2% of the firm’s 37 million Individual Retirement Account and 401(k ...

6. What Are Annuities and How Do They Work? - AOL

   www.aol.com/ultimate-guide-annuities-2023...

   An annuity is not a substitute for a 401(k) and/or an individual retirement account, and it should not be your only source of retirement income. If the insurance company underwriting the annuity ...

7. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.