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  2. Applying for the wrong credit cards can just make bad credit ...

    www.aol.com/finance/applying-wrong-credit-cards...

    Another mistake that can be harmful to those with poor credit is to apply for too many credit cards within too tight of a window. “Applying for numerous credit cards within a short period can ...

  3. 8 balance transfer credit card mistakes to avoid - AOL

    www.aol.com/finance/8-balance-transfer-credit...

    That can add stress to your budget as you try to make the payments. Additionally, the escalating debt can hurt your credit utilization ratio, causing your credit score to decline. 5. Not having a ...

  4. Credit One Bank - Wikipedia

    en.wikipedia.org/wiki/Credit_One_Bank

    The review praised the bank for making the card available to customers with poor credit and for offering cash-back incentives, while criticizing the card's complicated application process and high fees. [15] As of September 2024, the Better Business Bureau's (BBB) profile for Credit One Bank noted its accreditation by the BBB with a rating of ...

  5. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Credit scoring systems in the United States have garnered considerable criticism from various media outlets, consumer law organizations, [1] government officials, [2] debtors unions, [3][4] and academics. Racial bias, [5] discrimination against prospective employees, [6] discrimination against medical and student debt holders, [7] poor risk ...

  6. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act. If you missed the window to ...

  7. Bread Financial - Wikipedia

    en.wikipedia.org/wiki/Bread_Financial

    Card Services is a provider of integrated credit and marketing services including private label, co-branded and commercial credit card programs. Alliance Data Card Services manages over 135 [ 17 ] card programs for retail brands such as Victoria’s Secret , J.Crew , Eddie Bauer , Buckle , HSN , Pottery Barn , Pier 1 Imports , Lexus , Toyota ...

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