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Automatic enrollment. Employers are allowed to automatically enroll their employees in 401(k) plans, requiring employees to actively opt out if they do not want to participate (traditionally, 401(k)s required employees to opt in). Companies offering such automatic 401(k)s must choose a default investment fund and saving rate.
The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...
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Dual enrollment. In the United States, dual enrollment ( DE ), also called concurrent enrollment, programs allow students to be enrolled in two separate, academically related institutions. Generally, it refers to high school students taking college or university courses. Less commonly, it may refer to any individual who is participating in two ...
Let’s go over three key mistakes many savers make — and how to avoid them. 1. Mismanagement of retirement accounts. Transitioning to retirement requires a thorough review of your savings ...
A high-yield or high-interest checking account is a type of checking account that offers an annual percentage yield — or APY — on your balance. Unlike a traditional checking account, a high ...
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