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  2. Amazon Vine - Wikipedia

    en.wikipedia.org/wiki/Amazon_Vine

    Launched in 2007, [1] [2] Amazon Vine is an internal service of Amazon.com that allows manufacturers and publishers to receive reviews for their products on Amazon. [3] [4] [5] Companies pay a fee to Amazon and provide products for review. The products are then passed to Amazon reviewers, who can publish a review.

  3. Higher education bubble in the United States - Wikipedia

    en.wikipedia.org/wiki/Higher_education_bubble_in...

    [30] [31] White men are a major group opting for alternatives to higher education. [22] [32] Many faculty members are leaving academia, [33] especially those from the humanities. [34] At the same time, university graduates are likely to regret having studied the humanities and liberal arts.

  4. Principal–agent problem - Wikipedia

    en.wikipedia.org/wiki/Principal–agent_problem

    The principal–agent problem typically arises where the two parties have different interests and asymmetric information (the agent having more information), such that the principal cannot directly ensure that the agent is always acting in the principal's best interest, particularly when activities that are useful to the principal are costly to ...

  5. Escrow - Wikipedia

    en.wikipedia.org/wiki/Escrow

    Since the escrow payment is used to pay taxes and insurance, it is referred to as "T&I", while the mortgage payment consisting of principal and interest is called "P&I". The sum total of all elements is then referred to as "PITI", for "Principal, Interest, Tax, and Insurance". Some mortgage companies require customers to maintain an escrow ...

  6. No taxation without representation - Wikipedia

    en.wikipedia.org/wiki/No_taxation_without...

    The phrase is also used by other groups in America who pay various types of taxes (sales, income, property) but lack the ability to vote, such as felons (who are, in many states, barred from voting), people who work in one state and live in another (thus having to pay income tax to a state they don't live in), or people under 18. [88]

  7. Annuities in the United States - Wikipedia

    en.wikipedia.org/wiki/Annuities_in_the_United_States

    In the U.S., the tax treatment of a non-qualified immediate annuity is that every payment is a combination of a return of principal (which part is not taxed) and income (which is taxed at ordinary income rates, not capital gain rates). Immediate annuities funded as an IRA do not have any tax advantages, but typically the distribution satisfies ...

  8. Mortgage industry of the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_industry_of_the...

    In addition to the down payment, the final deal of the mortgage includes closing costs which include fees for "points" to lower the interest rate, application fees, credit report fees, attorney fees, title insurance, appraisal fees, inspection fees, underwriting fee and other possible miscellaneous fees. [5]

  9. Tax - Wikipedia

    en.wikipedia.org/wiki/Tax

    This is the classic "You pay for what you spend" tax, as only those who spend money on non-exempt (i.e. luxury) items pay the tax. A small number of U.S. states rely entirely on sales taxes for state revenue, as those states do not levy a state income tax.