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2. What is an immediate annuity? Benefits, risks and how ... - AOL

   www.aol.com/finance/immediate-annuity-benefits...

   April 30, 2024 at 12:34 PM. An immediate annuity is a financial product sold by insurance companies that allows you to convert a lump sum of money into a stream of guaranteed income payments. Most ...

3. How annuities are impacted by interest rate cuts - AOL

   www.aol.com/finance/annuities-impacted-interest...

   Single-premium immediate annuities. With a single-premium immediate annuity (SPIA), you make a one-time payment to an insurance company, and in return, the insurer provides you with a guaranteed ...

4. Immediate Annuity: What Are Immediate Annuities and How ... - AOL

   www.aol.com/finance/immediate-annuity-immediate...

   The payouts for immediate annuities depend on whether you choose a life annuity or a term-certain annuity. It also depends on the age and gender of the annuitant, or the person who receives the ...

5. Annuities in the United States - Wikipedia

   en.wikipedia.org/wiki/Annuities_in_the_United_States

   A common use for an immediate annuity might be to provide a pension income. In the U.S., the tax treatment of a non-qualified immediate annuity is that every payment is a combination of a return of principal (which part is not taxed) and income (which is taxed at ordinary income rates, not capital gain rates). Immediate annuities funded as an ...

6. Retirement annuities: Pros and cons of annuity investing - AOL

   www.aol.com/finance/retirement-annuities-pros...

   Some indexed annuities offer a minimum level of return as well. Some annuities are immediate, meaning that annuity payments can begin within a year or less after the premium is paid.

7. Life annuity - Wikipedia

   en.wikipedia.org/wiki/Life_annuity

   Annuities can be purchased to provide an income during retirement, or originate from a structured settlement of a personal injury lawsuit. Life annuities may be sold in exchange for the immediate payment of a lump sum (single-payment annuity) or a series of regular payments (flexible payment annuity), prior to the onset of the annuity.