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2. How to get a personal loan in 8 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   Next steps: Check the websites of some personal loan lenders to get an idea of the rates and terms they offer. You should also check their rates and use them with a personal loan calculator to get ...

3. The pros and cons of taking out a 401(k) loan - AOL

   www.aol.com/finance/pros-cons-taking-401-k...

   Early withdrawals are less attractive than loans. One alternative to a 401(k) loan is a hardship distribution as part of an early withdrawal, but that comes with all kinds of taxes and penalties ...

4. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Myth: Personal loans are worse than credit cards. For those with a good to excellent credit score and a stable income, the interest rate on personal loans is often lower than credit cards. You may ...

5. 8 ways to spot personal loan scams - AOL

   www.aol.com/finance/8-ways-spot-personal-loan...

   1. Unrealistic guarantees for approval. One of the easiest ways to spot a loan scam is the promise of guaranteed approval. All legitimate lenders require an assessment to determine your ...

6. Alternatives to personal loans: 7 options & when to avoid them

   www.aol.com/finance/alternatives-personal-loans...

   6. Retirement loans. People with money saved in an employer-sponsored retirement plan may be eligible to borrow money against it with a 401(k) loan. No credit check is required and interest rates ...

7. 401(k) withdrawal rules: What to know before cashing out ...

   www.aol.com/finance/what-are-401k-withdrawal...

   The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

8. What is a good credit personal loan? And how do you ... - AOL

   www.aol.com/finance/good-credit-personal-loan...

   These scores go from 300 to 850. If you have good credit, that means you have a credit score between 670 and 739. Anything above that is considered either “very good” or “exceptional ...

9. Gen X is the 401(k) 'experiment generation.' Here's how that ...

   www.aol.com/finance/gen-x-401-k-experiment...

   In many ways, Gen X — those born between 1965 and 1980 — has led our nation’s experiment in the shift away from a pension system to a 401 (k) system, requiring individuals to save and ...