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Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Before giving out any information, consider these six signs of a scam. 1. They pressure you. A ...
The Federal Trade Commission (FTC) estimates losses to consumer fraud in 2023 amounted to more than $10 billion. The largest contributor was investment scams, but personal loan scams were also in ...
People who reported a romance scam claimed total losses of $1.3 billion in 2022, according to another FTC alert. The median reported loss then for an online romance scam was $4,400.
The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...
The internet can be a fun place to interact with people and gain info, however, it can also be a dangerous place if you don't know what you're doing. Many times, these scams initiate from an unsolicited email. If you do end up getting any suspicious or fraudulent emails, make sure you immediately delete the message or mark it as spam.
Federal Trade Commission (FTC) The Federal Trade Commission is an independent regulatory agency responsible for protecting consumers and competition. In 1995, the FTC became involved with privacy regulation. At the beginning, the agency promoted self regulation as they encouraged companies to produce their own privacy policies that the FTC ...
Fraud alerts are free and last 90 days or seven years, depending on which type of alert you choose. To reach the three nationwide credit bureaus, just visit their website or give one of them a ...
Kirtz, No. 22-846, 601 U.S. ___ (2024) The Fair Credit Reporting Act ( FCRA ), 15 U.S.C. § 1681 et seq., is federal legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to shield consumers from the willful and/or negligent inclusion of ...
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