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2. What are fixed index annuities? Benefits, risks and how ... - AOL

   www.aol.com/finance/fixed-index-annuities...

   A fixed index annuity is a contract between you and a life insurance company. Like all annuities, you agree to make a lump sum deposit or a series of payments to the insurer, and in exchange, the ...

3. Retirement annuities: Pros and cons of annuity investing - AOL

   www.aol.com/finance/retirement-annuities-pros...

   Fixed annuities. A fixed annuity guarantees a minimum rate of return. The rate can be reset periodically over time or increase annually. ... Typically, the surrender charge will decline over time.

4. Are Annuities a Good Investment? Pros and Cons to Consider - AOL

   www.aol.com/finance/annuities-good-investment...

   The surrender period is the time frame in which you cannot withdraw money from an annuity without paying surrender charges. The future value of an annuity formula shows you how your annuity ...

5. Fixed annuity - Wikipedia

   en.wikipedia.org/wiki/Fixed_annuity

   Like traditional annuities, indexed annuities have surrender charges. These charges vary from 20% down to 1% and policies can have surrender charge periods ranging from 1 – 16 years. 10–13 years is the most common length of a surrender charge period on indexed annuities.

6. What are annuities and how do they work? - AOL

   www.aol.com/finance/annuities-163446674.html

   Fixed: A fixed annuity guarantees you a minimum rate of return on your investment and will pay out over a fixed ... An annuity with an extended surrender charge period means higher commissions ...

7. What are variable annuities? Benefits, risks and how they work

   www.aol.com/finance/variable-annuities-benefits...

   Surrender charge: During the accumulation phase, you may face a surrender charge if you withdraw funds from the annuity before a specified period, typically the first five to 10 years. This charge ...