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American Income Life Insurance Company ( AIL) is an American unionized life insurance company that provides supplemental life insurance to labor unions, credit unions, and associations. The company was founded in 1951 and the executive offices have been located in Waco, Texas, since 1959. American Income Life is licensed in 49 states, the ...
Ladder: Ladder offers term life insurance policies without requiring a medical exam for coverage amounts up to $3 million. Applications for coverage under this amount can often be approved within ...
What is underwriting in life insurance? Underwriting in life insurance is a detailed process that life insurance companies use to assess an applicant’s eligibility for coverage and determine the ...
Alma mater. The University of Texas at Austin. Occupation (s) Founder of American Income Life Insurance Company. Founder of the Bernard and Audre Rapoport Foundation. Bernard Rapoport (July 17, 1917 – April 5, 2012) [1] was an American entrepreneur, philanthropist, author, and the founder of American Income Life Insurance Company .
Life insurance (or life assurance, especially in the Commonwealth of Nations) is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person (often the policyholder). Depending on the contract, other events such as terminal ...
Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury. It is a form of risk management, primarily used to protect against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an ...
Guaranteed issue life insurance is designed for individuals who may have difficulty obtaining traditional life insurance due to health issues or other factors. Requirements will vary depending on ...
The company is based in Rochester, New York and is a subsidiary of American Income Life Insurance Company which is a subsidiary of Globe Life. History. NILICO's parent company, the insurance American Income Life (AIL), was founded more than 50 years ago by Bernard Rapoport with $25,000 of borrowed capital.
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