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  2. Retirement plans in the United States - Wikipedia

    en.wikipedia.org/wiki/Retirement_plans_in_the...

    According to Internal Revenue Code Section 414, a defined contribution plan is an employer-sponsored plan with an individual account for each participant.The accrued benefit from such a plan is solely attributable to contributions made into an individual account and investment gains on those funds, less any losses and expense charges.

  3. Why a Roth IRA is the ‘holy grail’ retirement account—no ...

    www.aol.com/finance/why-roth-ira-holy-grail...

    A Roth, though, means no tax worries later. And given how low tax rates are now—and the fact that they could rise to pre-2018 levels in a little more than a year —it makes a lot of sense to ...

  4. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    An individual retirement account [1] (IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.

  5. Roth IRA - Wikipedia

    en.wikipedia.org/wiki/Roth_IRA

    A Roth IRA is an individual retirement account (IRA) under United States law that is generally not taxed upon distribution, provided certain conditions are met. The principal difference between Roth IRAs and most other tax-advantaged retirement plans is that rather than granting a tax reduction for contributions to the retirement plan, qualified withdrawals from the Roth IRA plan are tax-free ...

  6. What Is an Individual Retirement Account (IRA)? - AOL

    www.aol.com/finance/individual-retirement...

    Saving enough money for retirement can be a challenge no matter who you are, but it's a challenge worth tackling early and sticking with for a lifetime. To make the process easier -- and more...

  7. Dave Ramsey Blog: How To Invest After Maxing Out Your 401(k)

    www.aol.com/finance/dave-ramsey-blog-invest...

    A tried and true way to invest beyond your 401(k) plan is to open a brokerage account, also known as a taxable investment account. These are offered by investment management companies or brokerage ...

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