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Getting a call, email or letter from a company that claims to be a debt collector can be alarming. Before giving out any information, consider these six signs of a scam. 1. They pressure you. A ...
Fraud alerts are free and last 90 days or seven years, depending on which type of alert you choose. To reach the three nationwide credit bureaus, just visit their website or give one of them a ...
The Federal Trade Commission (FTC) estimates losses to consumer fraud in 2023 amounted to more than $10 billion. The largest contributor was investment scams, but personal loan scams were also in ...
The internet can be a fun place to interact with people and gain info, however, it can also be a dangerous place if you don't know what you're doing. Many times, these scams initiate from an unsolicited email. If you do end up getting any suspicious or fraudulent emails, make sure you immediately delete the message or mark it as spam.
The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...
The Telemarketing and Consumer Fraud and Abuse Prevention Act ( Pub. L. 103–297) is a federal law in the United States aimed at protecting consumers from telemarketing deception and abuse. The act is enforced by the Federal Trade Commission.
The law established the FTC's National Do Not Call Registry in order to facilitate compliance with the Telephone Consumer Protection Act of 1991. A guide by FTC addresses a number of cases. Registration for the Do-Not-Call list began on June 27, 2003, and enforcement started on October 1, 2003.
Here are eight to consider switching on. 1. Low balance alert. Low balance alerts let you know when your bank account balance drops to a predetermined amount, which could be $20, $500 or another ...