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Life and health institute provides the basic, essential background knowledge for property and casualty agents to succeed in the life and health insurance market. Agency management institute covers the internal operations and factors necessary to run an agency. A case study is used throughout the program for practical application of the theories ...
Your life insurance agent will need to know your age, gender, lifestyle, the type of life insurance you need and your medical status, which may require a physical examination from a medical doctor ...
Independent agents are independent contractors for the insurance companies they represent. Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with ...
For example, a licensed insurance agent may be qualified to sell both life insurance and variable annuities, because the insurance agent holds an insurance license and holds the Series 7 qualification examination. A broker (Series 7) may also be a financial planner.
Unlike insurance agents who service one or more insurance companies, brokers represent clients, helping them find the best insurance policies to meet their unique needs. While using a broker can ...
Tim Hoolihan, licensed life insurance agent at Assurance IQ, points out that term life insurance can be “a useful financial tool for budget-conscious consumers when it comes to protecting income ...
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