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2. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   Despite the benefits, personal loan myths may cause some borrowers to overlook them. But separating the myths from reality is essential to determine if personal loans are a good fit for you.

3. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   A personal loan is money that you borrow to cover a one-time expense. The most common reason people use personal loans is to pay down high-interest debt, thanks to their relatively low interest ...

4. How to get a personal loan in 9 steps - AOL

   www.aol.com/finance/personal-loan-8-steps...

   How to get approved for a loan in 9 steps Consumers often choose personal loans because they provide fast access to cash for a variety of needs. Whether you need money to pay for an unexpected ...

5. Verification of employment - Wikipedia

   en.wikipedia.org/wiki/Verification_of_employment

   Verification of employment. Verification of Income and Employment (VOIE) is a process [1] used by banks and mortgage lenders in the United States to review the employment history of a borrower, [2] to determine the borrower's job stability and cross-reference income history with that stated on the Uniform Residential Loan Application (Form 1003).

6. Should I get a personal loan? Here are the pros and cons - AOL

   www.aol.com/finance/pros-cons-personal-loans...

   A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more affordable for ...

7. Pre-approval - Wikipedia

   en.wikipedia.org/wiki/Pre-approval

   Pre-approval. In lending, a pre-approval is the pre-qualification for a loan or mortgage of a certain value range. [1] For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit-worthy enough for a certain credit product, and approaches the potential customer with a guarantee that ...