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  2. I’m 29 and have $45K in my 401(k) — and retirement ... - AOL

    www.aol.com/finance/m-29-45k-401-k-114800986.html

    Retirement investments offer tax breaks, and your employer may provide matching 401(k) contributions. So, don't get overly confident if your retirement calculator shows a big balance.

  3. How to plan your retirement withdrawal strategy: 4 smart ...

    www.aol.com/finance/maximizing-returns-from...

    The 4% rule says to take out 4% of your tax-deferred accounts — like your 401(k) — in your first year of retirement. Then every year after that, you increase your retirement withdrawals by the ...

  4. The 4% rule for retirement: Is it time to rethink this ... - AOL

    www.aol.com/finance/4-percent-rule-retirement...

    The 4% is a retirement planning rule that suggests you can safely withdraw 4% of your retirement portfolio balance each year, adjusted for inflation, without running out of money. It assumes a 30 ...

  5. 3 Reasons I'm Not a Fan of the 4% Rule -- and How I ... - AOL

    www.aol.com/finance/3-reasons-im-not-fan...

    The 4% rule tells you to withdraw 4% of your balance your first year of retirement and then adjust future withdrawals for inflation. If you stick to that plan, your savings have a good chance of ...

  6. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code. [1] Periodic employee contributions come directly out of their paychecks, and may be matched by the employer. This pre-tax option is what makes 401 (k) plans ...

  7. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    A portion of retirement income often comes from savings, sometimes referred to as a nest egg. Analyzing one's savings involves a number of variables: how savings are invested (e.g., cash, stocks, bonds, real estate), and how this changes over time; inflation during retirement; how quickly savings are spent – the withdrawal rate

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