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How long can a company hold your 401 (k) after you leave a job? If you have more than $7,000 in your 401 (k), you can leave the plan at your former employer indefinitely.
Learn the ins and outs of 401(k) withdrawals and potential penalties before making any moves with your retirement money.
Instead of cashing out the plan and paying a $4,000 penalty, you initiate a direct rollover to your new employer-sponsored 401 (k) plan.
Some people forget their 401 (k)s, while others cash them out when leaving for a new job. It’s important to know all your choices so you don’t squander any hard-earned retirement savings.
If you’ve left your job, there are several options for how to roll over your employer-sponsored 401 (k) retirement plan. Making the right decision on where to roll over your account can ...
Continue reading → The post Cashing Out a 401(k) After Leaving a Job appeared first on SmartAsset Blog. The IRS established the 401(k) as a tax-advantaged plan for employees, rather than the ...
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