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2. Mortgage Forgiveness Debt Relief Act of 2007 - Wikipedia

   en.wikipedia.org/wiki/Mortgage_Forgiveness_Debt...

   The Mortgage Forgiveness Debt Relief Act of 2007 was introduced in the United States Congress on September 25, 2007, and signed into law by President George W. Bush on December 20, 2007. This act offers relief to homeowners who would have owed taxes on forgiven mortgage debt after facing foreclosure.

3. Mortgage insurance - Wikipedia

   en.wikipedia.org/wiki/Mortgage_insurance

   Mortgage insurance. Mortgage insurance (also known as mortgage guarantee and home-loan insurance) is an insurance policy which compensates lenders or investors in mortgage-backed securities for losses due to the default of a mortgage loan. Mortgage insurance can be either public or private depending upon the insurer.

4. Loan origination - Wikipedia

   en.wikipedia.org/wiki/Loan_origination

   Loan origination. Loan origination is the process by which a borrower applies for a new loan, and a lender processes that application. Origination generally includes all the steps from taking a loan application up to disbursal of funds (or declining the application). For mortgages, there is a specific mortgage origination process.

5. What to do if your homeowners insurance is canceled - AOL

   www.aol.com/finance/homeowners-insurance...

   A notice of cancellation: If you receive a cancellation notice, talking to your insurance company or agent is a good first step. If your homeowners insurance was canceled after an inspection, you ...

6. Cooling-off period (consumer rights) - Wikipedia

   en.wikipedia.org/wiki/Cooling-off_period...

   The Consumer Rights Directive is implemented in the United Kingdom by the Consumer Contracts (information, Cancellation and Additional Charges) Regulations 2013. Experimental economics. The effects of cooling-off periods have been studied in experimental economics in the context of the so-called ultimatum game. In this game, one party makes an ...

7. Debt restructuring - Wikipedia

   en.wikipedia.org/wiki/Debt_restructuring

   Debt restructuring involves a reduction of debt and an extension of payment terms and is usually less expensive than bankruptcy. The main costs associated with debt restructuring are the time and effort spent negotiating with bankers, creditors, vendors, and tax authorities. In the United States, small business bankruptcy filings cost at least ...

8. Forbearance - Wikipedia

   en.wikipedia.org/wiki/Forbearance

   Forbearance. Forbearance, in the context of a mortgage process, is a special agreement between the lender and the borrower to delay a foreclosure. The literal meaning of forbearance is "holding back". [1] This is also referred to as mortgage moratorium .

9. Student Loan Forgiveness Application Is Live: Steps To Apply

   www.aol.com/finance/student-loan-forgiveness...

   The Biden administration has officially launched the application process to receive federal student loan forgiveness with a beta version of the website that went live over the weekend. About eight...