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2. What is my credit score if I have no credit history? - AOL

   www.aol.com/finance/credit-score-no-credit...

   Bankrate Insight. Credit bureaus collect information, and the main three are TransUnion, Equifax and Experian.Credit scoring models are like mathematical formulas, and the most common are the FICO ...

3. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   A FICO score is a credit score model from the Fair Isaac Corporation that lenders have used since 1989 to assess the credit risk of individual consumers. FICO scores are three-digit numbers, which ...

4. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...

5. Overview of Experian CreditCenter - AOL Help

   help.aol.com/articles/overview-of-experian...

   A lower score indicates to lenders that you may be a higher credit risk. There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested.

6. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Experian: FICO Advanced Risk Score; Equifax: Pinnacle; TransUnion: FICO Risk Score NextGen; FICO SBSS. The FICO Small Business Scoring Service (SBSS) score is used to evaluate small business credit applicants. This score can evaluate the personal credit report of a business owner along with the business credit report of the business itself.

7. Credit history - Wikipedia

   en.wikipedia.org/wiki/Credit_history

   Credit history. A credit history is a record of a borrower's responsible repayment of debts. [1] A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments. [2] A borrower's credit score is the result of a mathematical algorithm applied to a ...

8. The habits that could earn you an 800+ credit score - AOL

   www.aol.com/habits-could-earn-800-credit...

   FICO Scores are calculated based on the information in the credit reports maintained by the three credit bureaus—Experian, TransUnion and Equifax. The factors that impact FICO Scores (and how ...

9. VantageScore - Wikipedia

   en.wikipedia.org/wiki/VantageScore

   VantageScore is a consumer credit-scoring system in the United States, created through a joint venture of the three major credit bureaus ( Equifax, Experian, and TransUnion ). The model is managed and maintained by an independent company, VantageScore Solutions, LLC, that was formed in 2006 and is jointly owned by the three bureaus.