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  2. The pros and cons of taking out a 401(k) loan - AOL

    www.aol.com/finance/pros-cons-taking-401-k...

    The ability to take out a loan helps make a 401 (k) plan one of the best retirement plans, but a loan has some key disadvantages. While you’ll pay yourself back, you’re still removing money ...

  3. 6 ways to get the lowest rate on your next mortgage - AOL

    www.aol.com/how-to-get-best-mortgage-rate...

    Yes, a 1% drop in mortgage rates can save you a significant amount, but waiting for rates to fall by 2% or 3% can be even more worthwhile. For example, if you borrow $400,000 at 3% APR instead of ...

  4. Mortgages for seniors: Getting a home loan in retirement - AOL

    www.aol.com/finance/mortgages-seniors-getting...

    Loan type. Minimum credit score. Conventional loans. 620. FHA loans. 580 with 3.5% down payment, 500 with 10% down payment. VA loans. No minimum requirement, but generally 620

  5. Should I Withdraw From My 401(k) to Buy a Home? - AOL

    www.aol.com/finance/withdraw-401-k-buy-home...

    Buying a home is an important financial milestone. In fact, it's most likely one of the largest purchases you'll make in your lifetime. You may be tempted to make a 401(k) withdrawal for a home ...

  6. Should You Use a 401(k) to Buy a Home? - AOL

    www.aol.com/finance/401-k-buy-home-140000967.html

    Continue reading → The post Do 401(k) Loans Affect Mortgage Applications? appeared first on SmartAsset Blog. One thing lenders consider is your debt-to-income (DTI) ratio, or how much of your ...

  7. 401(k) withdrawal rules: What to know before cashing out ...

    www.aol.com/finance/what-are-401k-withdrawal...

    The minimum withdrawal age for a traditional 401 (k) is technically 59½. That’s the age that unlocks penalty-free withdrawals. You can withdraw money from your 401 (k) before 59½, but it’s ...

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