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2. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

3. Worried about outliving your savings? How to plan your ... - AOL

   www.aol.com/finance/maximizing-returns-from...

   At least a portion of your retirement funds might be invested in the stock, bond or mutual fund market. This means that economic ups and downs can change the impact of each withdrawal you make.

4. Individual retirement account - Wikipedia

   en.wikipedia.org/wiki/Individual_retirement_account

   Individual retirement account. An individual retirement account[1] (IRA) in the United States is a form of pension [2] provided by many financial institutions that provides tax advantages for retirement savings. It is a trust that holds investment assets purchased with a taxpayer's earned income for the taxpayer's eventual benefit in old age.

5. Registered retirement income fund - Wikipedia

   en.wikipedia.org/wiki/Registered_Retirement...

   A registered retirement income fund (RRIF, French: fonds enregistré de revenu de retraite, FERR) is a tax-deferred retirement plan under Canadian tax law. Individuals use an RRIF to generate income from the savings accumulated under their registered retirement savings plan. As with an RRSP, an RRIF account is registered with the Canada Revenue ...

6. Do I Need Retirement Income Funds (RIFs)? - AOL

   www.aol.com/retirement-income-funds-rifs...

   A retirement income fund (RIF) is a conservative investment that many people use to prepare for retirement. By investing in RIFs, retirees can earn regular income. However, that income isn't ...

7. A complete guide to 401(k) retirement plans: What is a ... - AOL

   www.aol.com/finance/complete-guide-401-k...

   A 401 (k) plan is a tax-advantaged retirement savings tool offered by employers that allows eligible employees to contribute a portion of their salary up to a set amount each year. Unlike ...