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HMO stands for health maintenance organization, a type of medical insurance that provides or arranges managed care for health services for a fixed annual fee. Learn about the history, operation, types, and benefits of HMOs in the US healthcare system.
ERISA is a federal law that sets minimum standards for private pension and health benefit plans in the U.S. It was enacted in 1974 to protect plan participants and beneficiaries, and regulate plan fiduciaries, funding, vesting, disclosure, and benefits.
Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All ...
Like its better-known sibling — the 401(k) — a 457(b) retirement plan is a tax-advantaged way to save for retirement. But the 457(b) is designed especially for employees of state and local ...
EBSA is a federal agency of the Department of Labor that regulates and enforces ERISA, the law that governs retirement and health plans. It has nine program offices, 15 regional and district field offices, and provides policy analysis, research, and assistance to the public.
The Employee Retirement Income Security Act (ERISA), is a federal law that protects members of employer-sponsored retirement and health plans. Most American workers belong to retirement plans that ...
Learn about the types, tax benefits, and funding of IRAs, a form of pension provided by many financial institutions in the US. Compare traditional, Roth, SEP, SIMPLE, and self-directed IRAs, and their contribution limits and rules.
PBGC is a federal corporation that insures the benefits of about 35 million participants in single-employer and multiemployer pension plans. It pays monthly retirement benefits to over 800,000 retirees and has a surplus of over $37 billion as of 2022.
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