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2. What Are the General Guidelines for Saving for Retirement? - AOL

   www.aol.com/general-guidelines-saving-retirement...

   Here’s how much you should save by: Age 35: Experts suggest having saved at least one to two times your annual salary. For example, if your annual salary is $60,000, you should aim to have ...

3. Retirement spend-down - Wikipedia

   en.wikipedia.org/wiki/Retirement_spend-down

   The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

4. How to Create Retirement Savings Benchmarks for Your Goals - AOL

   www.aol.com/create-retirement-savings-benchmarks...

   80% rule for retirement income: Aim to replace 80% of your pre-retirement income to maintain your current lifestyle. This rule accounts for reduced retirement expenses, such as commuting and work ...

5. How to plan your retirement withdrawal strategy: 4 smart ...

   www.aol.com/finance/maximizing-returns-from...

   1. Your current and future tax brackets. Where you fall on the tax bracket ladder now and where you might be in the future can help shape your withdrawal strategy. This is especially true for ...

6. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

7. William Bengen - Wikipedia

   en.wikipedia.org/wiki/William_Bengen

   William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998), based on the same data and similar analysis ...