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In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code.  Periodical employee contributions come directly out of their paychecks, and may be matched by the employer.
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Automatic Data Processing, Inc. ( ADP) is an American provider of human resources management software and services, headquartered in Roseland, New Jersey . History [ edit] In 1949, Henry Taub founded Automatic Payrolls, Inc. as a manual payroll processing business with his brother Joe Taub.
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