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In the United States, a 401 (k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401 (k) of the U.S. Internal Revenue Code.  Periodical employee contributions come directly out of their paychecks, and may be matched by the employer.
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ADP, Inc. (originally an acronym for Automatic Data Processing) is an American provider of human resources management software and services. Contents 1 History 2 Divisions and spinoffs 2.1 Broadridge Financial Solutions 2.2 CDK Global, LLC 3 References 4 External links History [ edit]
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