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  2. PhonePe - Wikipedia

    en.wikipedia.org/wiki/PhonePe

    PhonePe is an Indian digital payments and financial technology company headquartered in Bengaluru, Karnataka, India. PhonePe was founded in December 2015, by Sameer Nigam, Rahul Chari and Burzin Engineer.

  3. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    It is possible to send OTACs to a user via post or registered mail. When a user requests an OTAC, the service provider sends it via post or registered mail and then the user can use it for authentication. For example, in the UK, some banks send their OTAC for Internet banking authorization via post or registered mail. Expansion