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  2. Compound interest - Wikipedia

    en.wikipedia.org/wiki/Compound_interest

    Compound interest is the addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest. It is the result of reinvesting interest, rather than paying it out, so that interest in the next period is then earned on the principal sum plus previously accumulated interest.

  3. Financial calculator - Wikipedia

    en.wikipedia.org/wiki/Financial_calculator

    A financial calculator or business calculator is an electronic calculator that performs financial functions commonly needed in business and commerce communities (simple interest, compound interest, cash flow, amortization, conversion, cost/sell/margin, etc.). It has standalone keys for many financial calculations and functions, making such ...

  4. Mortgage calculator - Wikipedia

    en.wikipedia.org/wiki/Mortgage_calculator

    The major variables in a mortgage calculation include loan principal, balance, periodic compound interest rate, number of payments per year, total number of payments and the regular payment amount. More complex calculators can take into account other costs associated with a mortgage, such as local and state taxes, and insurance.

  5. Interest - Wikipedia

    en.wikipedia.org/wiki/Deposit_rate

    Compound interest includes interest earned on the interest which was previously accumulated. Compare for example a bond paying 6 percent biannually (that is, coupons of 3 percent twice a year) with a certificate of deposit ( GIC ) which pays 6 percent interest once a year.

  6. Rule of 72 - Wikipedia

    en.wikipedia.org/wiki/Rule_of_72

    Although scientific calculators and spreadsheet programs have functions to find the accurate doubling time, the rules are useful for mental calculations and when only a basic calculator is available. These rules apply to exponential growth and are therefore used for compound interest as opposed to simple interest calculations.

  7. Compound annual growth rate - Wikipedia

    en.wikipedia.org/wiki/CAGR

    Compound annual growth rate. Compound annual growth rate ( CAGR) is a business and investing specific term for the geometric progression ratio that provides a constant rate of return over the time period. CAGR is not an accounting term, but it is often used to describe some element of the business, for example revenue, units delivered ...

  8. Nominal interest rate - Wikipedia

    en.wikipedia.org/wiki/Nominal_annual_interest_rate

    The term should not be confused with simple interest (as opposed to compound interest) which is not compounded. The effective interest rate is always calculated as if compounded annually. The effective rate is calculated in the following way, where r is the effective rate, i the nominal rate (as a decimal, e.g. 12% = 0.12), and n the number of ...

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