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  2. Payment card industry - Wikipedia

    Overview. The payment card industry consists of all the organizations which store, process and transmit cardholder data, most notably for debit cards and credit cards.The security standards are developed by the Payment Card Industry Security Standards Council which develops the Payment Card Industry Data Security Standards used throughout the industry.

  3. EMV - Wikipedia

    EMV is a payment method based upon a technical standard for smart payment cards and for payment terminals and automated teller machines which can accept them. EMV originally stood for "Europay, Mastercard, and Visa", the three companies that created the standard.

  4. Mobile payment - Wikipedia

    Credit card. A simple mobile web payment system can also include a credit card payment flow allowing a consumer to enter their card details to make purchases. This process is familiar but any entry of details on a mobile phone is known to reduce the success rate (conversion) of payments.

  5. Payment card number - Wikipedia

    A payment card number, primary account number (PAN), or simply a card number, is the card identifier found on payment cards, such as credit cards and debit cards, as well as stored-value cards, gift cards and other similar cards. In some situations the card number is referred to as a bank card number. The card number is primarily a card ...

  6. Stored-value card - Wikipedia

    A stored-value card (SVC) is a payment card with a monetary value stored on the card itself, not in an external account maintained by a financial institution. This means no network access is required by the payment collection terminals as funds can be withdrawn and deposited straight from the card.

  7. Magnetic stripe card - Wikipedia

    Another result of this project was that IBM IRD and IBM Data Processing Division announced on February 24, 1971, the first Magnetic Credit Card Service Center and the IBM 2730-1 Transaction Validation Terminal. Arthur E. Hahn Jr. was hired by IBM IRD in Dayton, New Jersey, on August 12, 1969, to head up this engineering effort. Other members of ...

  8. Smart card - Wikipedia

    The card security code (CSC) is a 3 or 4 digits number printed on a credit or debit card, used as a security feature for card-not-present (CNP) payment card transactions to reduce the incidence of fraud. The Card Security Code (CSC) is to be given to the merchant by the cardholder in order to complete a card-not-present transaction.

  9. Payment service provider - Wikipedia

    Typically, a PSP can connect to multiple acquiring banks, card, and payment networks. In many cases, the PSP will fully manage these technical connections, relationships with the external network, and bank accounts and therefore takes care of the technical processing of payment methods for online shops.