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  2. Credit card - Wikipedia

    en.wikipedia.org/wiki/Credit_card

    Magnetic stripe. Signature strip. Card security code. A credit card is a payment card issued to users (cardholders) to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt (i.e., promise to the card issuer to pay them for the amounts plus the other agreed charges).

  3. E-commerce credit card payment system - Wikipedia

    en.wikipedia.org/wiki/E-commerce_credit_card...

    Electronic commerce, commonly known as e-commerce or eCommerce, or e-business consists of the buying and selling of products or services over electronic systems such as the Internet and other computer networks. The amount of trade conducted electronically has grown extraordinarily with widespread Internet usage.

  4. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (rfid) or near-field communication (nfc, e.g. samsung pay, apple pay, google pay, fitbit pay, or any bank mobile application that supports contactless) for …

  5. Credit CARD Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Credit_CARD_Act_of_2009

    The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...

  6. Contactless smart card - Wikipedia

    en.wikipedia.org/wiki/Contactless_smart_card

    A contactless smart card is a contactless credential whose dimensions are credit-card size. Its embedded integrated circuits can store (and sometimes process) data and communicate with a terminal via NFC. Commonplace uses include transit tickets, bank cards and passports. There are two broad categories of contactless smart cards.

  7. Square (payment system) - Wikipedia

    en.wikipedia.org/wiki/Square_(payment_system)

    Square charges a fee of 2.6% plus $0.10 on every electronically scanned credit card transaction or 3.50% plus $0.15 per manually-entered transaction. There are no monthly fees or set-up costs. The firm claims that its costs are, on average, lower than the costs charged by conventional credit card processors.

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