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  2. Digital banking - Wikipedia

    Digital banking involves high levels of process automation and web-based services and may include APIs enabling cross-institutional service composition to deliver banking products and provide transactions. It provides the ability for users to access financial data through desktop, mobile and ATM services. Contents 1 Description

  3. Open banking - Wikipedia

    Open banking is a financial services term as part of financial technology that refers to:. The use of open APIs that enable third-party developers to build applications and services around the financial institution.

  4. Financial technology - Wikipedia

    They provide digital financial advice based on mathematical rules or algorithms, and thus can provide a low-cost alternative to a human advisers. Global investment in financial technology increased more than 12,000% from $930 million in 2008 to $121.6 billion in 2020.

  5. Digital marketing - Wikipedia

    Digital marketing is the component of marketing that uses the Internet and online based digital technologies such as desktop computers, mobile phones and other digital media and platforms to promote products and services. [2] [3] Its development during the 1990s and 2000s changed the way brands and businesses use technology for marketing.

  6. Digital wallet - Wikipedia

    A digital wallet, also known as e-wallet, is an electronic device, online service, or software program that allows one party to make electronic transactions with another party bartering digital currency units for goods and services. This can include purchasing items on-line with a computer or using a smartphone to purchase something at a store.

  7. Retail banking - Wikipedia

    e. Retail banking, also known as consumer banking or personal banking, is the provision of services by a bank to the general public, rather than to companies, corporations or other banks, which are often described as wholesale banking. Banking services which are regarded as retail include provision of savings and transactional accounts ...

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