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    Hello, we’re Empower Retirement We’re here to help you reach all your financial goals — from your financial well-being now to living the retirement you imagine in the future. Can I Take My 401 (k) in a Lump Sum?

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    Get to know your unique retirement plan. RetireReadyTN provides faculty and exempt employees of Tennessee’s Public Colleges and Universities with access to a 401(k) plan offered through Empower Retirement and a choice between membership in the Tennessee Consolidated Retirement System (TCRS) or the Optional Retirement Program (ORP).

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    Empower Retirement.Need Help? To speak with a representative regarding your account, contact us Monday - Friday between 6 a.m. - 8 p.m. Mountain time, and Saturdays between 7 a.m. - 3:30 p.m. Mountain time. 1-855-756-4738.

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