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Using a mathematical algorithm to generate a new password based on the previous password (OTPs are effectively a chain and must be used in a predefined order). Using a mathematical algorithm where the new password is based on a challenge (e.g., a random number chosen by the authentication server or transaction details) and/or a counter.
Random number generation is a process by which, often by means of a random number generator (RNG), a sequence of numbers or symbols that cannot be reasonably predicted better than by random chance is generated. This means that the particular outcome sequence will contain some patterns detectable in hindsight but unpredictable to foresight.
Key vs password. A password is a memorized series of characters including letters, digits, and other special symbols that are used to verify identity. It is often produced by a human user or a password management software to protect personal and sensitive information or generate cryptographic keys.
Bitwarden is a free/freemium open-source password management service that stores sensitive information such as website credentials in an encrypted vault. The platform offers a variety of client applications including a web interface, desktop applications, browser extensions, mobile apps, and a command-line interface.
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Usually most tokens store a cryptographic hash of the password so that if the token is compromised, the password is still protected. [citation needed] Programmable tokens. Programmable tokens are marketed as "drop-in" replacement of mobile applications such as Google Authenticator (miniOTP). They can be used as mobile app replacement, as well ...
SHA-2 (Secure Hash Algorithm 2) is a set of cryptographic hash functions designed by the United States National Security Agency (NSA) and first published in 2001. They are built using the Merkle–Damgård construction, from a one-way compression function itself built using the Davies–Meyer structure from a specialized block cipher.
Transport Layer Security (TLS) is a cryptographic protocol designed to provide communications security over a computer network. The protocol is widely used in applications such as email, instant messaging, and voice over IP, but its use in securing HTTPS remains the most publicly visible.