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  2. 401(k) - Wikipedia

    en.wikipedia.org/wiki/401(k)

    In the United States, a 401(k) plan is an employer-sponsored defined-contribution pension account defined in subsection 401(k) of the Internal Revenue Code. Employee funding comes directly off their paycheck and may be matched by the employer.

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  4. Superannuation in Australia - Wikipedia

    en.wikipedia.org/wiki/Superannuation_in_Australia

    A fund with only pension member accounts which pay the minimum complying pension for the whole year have a tax rate of 0%. These taxes contribute over $6 billion in annual government revenue. [31] Superannuation is a tax-advantaged method of saving as the 15% tax rate on contributions is lower than the rate an employee would have paid if they ...

  5. Bootstrapping - Wikipedia

    en.wikipedia.org/wiki/Bootstrapping

    Managing their working capital in a way that minimizes their company's accounts receivable. Cashing out 401k retirement funds and pay them off at later dates. Gradually increasing the business’ accounts payable through delaying payments or even renting equipment instead of buying them. Bootstrapping success:

  6. Mortgage underwriting in the United States - Wikipedia

    en.wikipedia.org/wiki/Mortgage_underwriting_in...

    Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral.

  7. Pensions crisis - Wikipedia

    en.wikipedia.org/wiki/Pensions_crisis

    A 2014 Gallup poll indicated that 21% of investors had either taken an early withdrawal of their 401(k) defined contribution retirement plan or a loan against it over the previous five years; while both options are possible, they are not the intended purpose of 401k plans and can have substantial costs in taxes, fees and a smaller retirement fund.

  8. Health care finance in the United States - Wikipedia

    en.wikipedia.org/wiki/Health_care_finance_in_the...

    In the U.S., government accounts for 48% of healthcare spending, versus 76% in Europe; this ratio of spending can be viewed as a proxy for bargaining power. Stanford economist Victor Fuchs wrote in 2014: "If we turn the question around and ask why healthcare costs so much less in other high-income countries, the answer nearly always points to a ...

  9. List of Frontline (American TV program) episodes - Wikipedia

    en.wikipedia.org/wiki/List_of_Frontline...

    The story of Kojo Odo, a 42-year-old single black man who opened his home to 21 children with physical or mental handicaps. 9: 9 "A Journey To Russia" Diplomacy: 60 minutes: March 21, 1983 () 109: A young, three-person debate team from America travels to the Soviet Union to meet young Russians whose world views contradict their own. 10: 10