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  2. EMV - Wikipedia

    en.wikipedia.org/wiki/EMV

    JPMorgan was the first major bank to introduce a card with EMV technology, namely its Palladium card, in mid-2012. As of April 2016, 70% of U.S. consumers have EMV cards and as of December 2016 roughly 50% of merchants are EMV compliant. However, deployment has been slow and inconsistent across vendors.