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  2. Discover Financial - Wikipedia

    On March 13, 2007, Discover Financial Services announced the Discover Motiva card, the credit card that gives cardmembers cash rewards for making six on-time monthly payments in a row. This card was the industry's first credit card to give cash rewards for good credit management.

  3. Credit card debt - Wikipedia

    Credit card debt results when a client of a credit card company purchases an item or service through the card system. Debt accumulates and increases via interest and penalties when the consumer does not pay the company for the money he or she has spent.

  4. Credit - Wikipedia

    A credit card is a common form of credit. With a credit card, the credit card company, often a bank, grants a line of credit to the card holder. The card holder can make purchases from merchants, and borrow the money for these purchases from the credit card company.

  5. Apple Pay - Wikipedia

    The acquirer has a contract with the card issuer. In Switzerland, participating card issuers pay for the service. In 2020, Swiss banks paid a fixed commission 0.275 CHF (0.26 USD) quarterly on every card to Apple. Additionally, they paid 0.12% for credit card transactions, and 0.17% for web or app based transactions.

  6. Card association - Wikipedia

    A card association or a bank card association is a network of issuing banks and acquiring banks that process payment cards of a specific brand.. Examples. Familiar payment card association brands include China UnionPay, RuPay, American Express, Discover, Diners Club, Troy and JCB.

  7. Card not present transaction - Wikipedia

    A card-not-present transaction (CNP, mail order / telephone order, MO/TO) is a payment card transaction made where the cardholder does not or cannot physically present the card for a merchant's visual examination at the time that an order is given and payment effected.

  8. Mortgage industry of the United States - Wikipedia

    The mortgage industry of the United States is a major financial sector. The federal government created several programs, or government sponsored entities, to foster mortgage lending, construction and encourage home ownership.

  9. Twitter suspends Indiana Rep. Jim Banks' official account

    Twitter suspended an Indiana congressman’s official account after removing a post about a transgender Biden administration official over a violation of the social media company’s rules.