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The Fair and Accurate Credit Transactions Act of 2003 ( FACT Act or FACTA, Pub. L. 108–159 (text) (PDF)) is a U.S. federal law, passed by the United States Congress on November 22, 2003, [1] and signed by President George W. Bush on December 4, 2003, [2] as an amendment to the Fair Credit Reporting Act. The act allows consumers to request and ...

According to the AARP, nearly 75% of Americans experienced a holiday scam in 2021, which has agencies like the FBI consistently monitoring this season’s biggest frauds and alerting consumers on ...

Learn about internet scams and how you can protect yourself. The internet can be a fun place to interact with people and gain info, however, it can also be a dangerous place if you don't know what you're doing. Many times, these scams initiate from an unsolicited email. If you do end up getting any suspicious or fraudulent emails, make sure you ...

Clone phishing is a type of attack where a legitimate email with an attachment or link is copied and modified to contain malicious content. The modified email is then sent from a fake address made to look like it's from the original sender. The attack may appear to be a resend or update of the original email.

Unfortunately, the only things scammers need to use a credit card are the card number, the security code on the back of the card and the primary cardholder's zip code. Once scammers collect all of ...

The National Consumer Law Center says "more than a billion" scam calls go out every month to U.S. consumers and that there were more than 50 billion in 2021. But a company called First Orion ...