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MT940. MT940 is a format used by the SWIFT network to send and receive end-of-day bank account statements. [1] 'MT940' (MT = Message Type) is the SWIFT standard ( Banking Communication Standard) for the electronic transmission of account statement data. In various Online Banking programs, MT940 is used as an interface to other programs (e.g ...

The user credentials are typically some form of username and a matching password, [1] and these credentials themselves are sometimes referred to as a login (or logon, sign-in, sign-on ). [2] [1] In practice, modern secure systems often require a second factor such as email or SMS confirmation for extra security.

Online Banking ePayments ( OBeP) is a type of payments network, developed by the banking industry in conjunction with technology providers. It is specifically designed to address the unique requirements of payments made via the Internet. Key aspects of OBeP that distinguish it from other online payments systems are:

The bank was established on June 10, 2005 as First Standard Bank as a California state-chartered bank headquartered in Los Angeles, California. The bank changed its name to Open Bank in October 2010. In March 2018, the bank announced the launch of its initial public offering of common stock by offering 2,000,000 shares.