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  2. Individual retirement account - Wikipedia

    Types. There are several types of IRAs: Traditional IRA – Contributions are often tax-deductible (often simplified as "money is deposited before tax" or "contributions are made with pre-tax assets"), all transactions and earnings within the IRA have no tax impact, and withdrawals at retirement are taxed as income (except for those portions of the withdrawal corresponding to contributions ...

  3. Retirement plans in the United States - Wikipedia

    Types of retirement plans. Retirement plans are classified as either defined benefit plans or defined contribution plans, depending on how benefits are determined.. In a defined benefit (or pension) plan, benefits are calculated using a fixed formula that typically factors in final pay and service with an employer, and payments are made from a trust fund specifically dedicated to the plan.

  4. Registered retirement savings plan - Wikipedia

    A registered retirement savings plan (RRSP) (French: régime enregistré d'épargne-retraite, REER), or retirement savings plan (RSP), is a type of financial account in Canada for holding savings and investment assets. RRSPs have various tax advantages compared to investing outside of tax-preferred accounts.

  5. Comparison of 401(k) and IRA accounts - Wikipedia

    This is a comparison between 401(k), Roth 401(k), and Traditional Individual Retirement Account and Roth Individual Retirement Account accounts, four different types of retirement savings vehicles that are common in the United States

  6. Retirement - Wikipedia

    Knowledge affects an individual's retirement decisions by simply finding more reliable retirement options such as Individual Retirement Accounts or Employer-Sponsored Plans. In countries around the world, people are much more likely to retire at the early and normal retirement ages of the public pension system (e.g., ages 62 and 65 in the U.S.).

  7. Self-directed IRA - Wikipedia

    The self-directed IRA is very popular with retirement investors looking to invest in real estate and cryptocurrency investments because of the need to be more involved in the process and still keep custodian fees low. See also. 403(b) Comparison of 401(k) and IRA accounts; Roth 401(k) Rollovers as Business Start-Ups

  8. Cash balance plan - Wikipedia

    Types of pensions The ubiquitous 401(k) plan is an example of a defined contribution plan because the Internal Revenue Code §414(i) states [t]hat the term defined-contribution plan means any plan that provides retirement benefits to a worker based solely on the amount contributed to the (worker's individual) account and any (investment) income ...

  9. Superannuation in Australia - Wikipedia

    Initially superannuation accounts were considered a employer matter but over time have evolved considerably. Superannaution is largely portable through a system of preservation until a condition of release occurs (typically retirement) but a superannuation account maintains benefits while retired such as concessional tax on earnings.